For some, these are hard economic times we live in: Government debt is increasing, tax revenue is declining and prices for goods and services are increasing. Businesses and consumers are feeling the pressure. Almost all economic sectors have shed jobs and some continue to do so. Many companies and families are forced into bankruptcy. Hope has been lost, resulting in others taking avoidable, yet irreversible drastic actions. Where there is life, there is hope. By Nimroth Gwetsa, 09 December 2014.

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